Your Personal Mortgage Consultant MLO # 5202                                                                         NMLS # 107614


Fred W. Holland

Committed to your home mortgage needs and helping to
your goals


       Friendly Service  Expert Advice  20+ Years of Experience



     Office: 425.485.6509    Direct: 425.821.9028

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Borrowers are my First Priority


There are many companies and loan originators available to you for your mortgage needs.  Many could offer you similar products.  I believe that the quality of the service I provide is what differentiates me from the pack.  There is no secret to success, it comes from doing what you promise, a knowledge of your specific product and a sincere commitment to customer service. 


I have been assisting borrowers with home mortgage options since 1992 and believe that my success is based on the realization that the cycle is ongoing and the customer relationship must always supersede the transaction.  With this in mind, I have been able to provide a higher level of service where clients feel comfortable recommending their family, friends and co-workers.  This allows me to spend more time properly servicing your needs rather than constantly trying to obtain new business.  The service I'll provide is the difference between a limousine or a taxi ride.  Both can get you to your final destination, but which would you prefer?  

I hope you'll find the information on my website useful and informative.  I look forward to the opportunity to assist.  You can email me at or if you prefer, call me at my direct line: 425-821-9028.


Thanks for visiting my website!!!

What Will Matter

by Michael Josephson

What will matter
is not what you bought but what you built,
Not what you got but what you gave. 
What will matter
is not your success but your significance.
What will matter
is not what you learned but what you taught.
What will matter
is every act of integrity, compassion, courage or sacrifice that enriched, empowered or encouraged others to emulate your example.

What will matter
is not your competence but your character.
What will matter
is not how many people you knew,
but how many will feel a lasting loss when you're gone.
What will matter
is not your memories
but the memories of the ones who loved you.
What will matter
is how long you will be remembered,
by whom and for what.

Choose to live a life that matters.