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The USDA changed rules in 2009 that makes millions of Americans eligible for its rural mortgage programs. The American dream of home ownership has become more difficult as families struggle to come up with the 20% down payment that many conventional home loans require. With the USDA loan many are still able to get a home loan with no down payment.
Do I Qualify for a USDA Loan?
In the past USDA Loans were often call "farmers loans" but times have changed. Almost anyone outside of a major metropolitan area looking to purchase a home can qualify for a USDA loan. Eligibility varies based on area, your income, credit history, and number of dependents claimed so it's important that you call Fred to see if you qualify. You can also find eligibilty guidelines online at
USDA Loans are for:
Equal Housing Opportunity • MLO # 5202 • Fax 206-339-3370 • • 7225 NE 149th Place Kenmore, WA 98028 • NMLS # 107614